Buyers

Buying a home can be an overwhelming process, no matter if you are a first-time buyer or a current homeowner looking to buy your forever home. For most people, a home purchase is the largest purchase they will ever make.

Our licensed agents, many with more than a decade experience in the industry, are local experts in the markets they serve. They understand the neighborhoods, schools, shopping, churches and the lifestyle of the residents of a given area.

Our agents will help you avoid mistakes that cost you time and money. Our job is to guide you through the entire home buying process, negotiate the best price, terms and conditions for your purchase and communicate clearly with you along the way.

We also help you consider how to maximize your budget, help you identify the best financing options as well as any credit issues that can cause challenges or delays.

Ultimately, our job is to help you achieve the home of your dreams.

The biggest step to owning your own home is the first step, taking action to make your dream a reality. Buying a home can be an overwhelming process. There’s a lot to consider.

Maybe you’re asking yourself some of these questions:

How much can I afford?
How much space do I want or need?
Do I want to keep the home I’m considering forever?
What documents will I need?
Who can help me with pre-approval?
Which credit score will the bank use to approve my loan?
Am I in a rush to move?

Once you contact a Braggs Broker Services agent, we will help you get an idea of the style home you’re looking for and the neighborhood you’d like to live in.

We will also help you understand current market conditions. This includes identifying whether it is a buyers market or a sellers market, assessing what factors are contributing to the current condition and evaluating how these factors affect your purchase.

Current market conditions will help determine what you can buy with your budget. From there, we can help you navigate through the loan process while leveraging our extensive network of mortgage lenders.

With pre-approval in hand, we will begin house hunting. Once we locate your dream home, our agent will negotiate the terms of the sale. This will include submitting an offer, and more than likely a counter offer, to purchase the home.

When the offer is accepted, you will be presented with a timeframe to close on the home, usually between 30 and 60 days. During this time, we will work alongside you and the mortgage lender to complete all the steps needed to secure your loan.

The mortgage lender will provide you with a Good Faith Estimate of all of your closing costs, including what amount, if any, you need to bring with you to the closing. Finally, at the closing, you will sign all the documents – for the home, for the loan etc, pay any costs due and receive the keys to your new home!

Are you ready to get started, or even if you still have questions, contact us today.